
The “WhatsApp Moment” for Money
Stablecoins are starting to reshape the cost and infrastructure logic of cross-border payments—not by replacing banks, but by adding a parallel settlement rail with 24/7 availability and near-instant settlement.
Current developments in stablecoins, tokenization and digital financial infrastructure.

Stablecoins are starting to reshape the cost and infrastructure logic of cross-border payments—not by replacing banks, but by adding a parallel settlement rail with 24/7 availability and near-instant settlement.

For German retail, the digital euro is becoming an infrastructure issue. Large retailers and industry associations are calling for more speed – not out of political conviction, but because they need planning certainty for point-of-sale, payment and backend systems.

The NYSE is planning a parallel platform for tokenized securities with 24/7 trading. What looks like a technical experiment is in fact a signal of a quiet restructuring of capital markets – away from opening hours and towards continuous liquidity and settlement.

SWIFT is testing on-chain settlement and working with major banks like Citi to link traditional fiat payments with blockchain-based processes. At the same time, pressure from the investment world is growing: tokenization may ultimately prove superior to traditional SWIFT flows.

How Bitcoin is evolving from so‑called ‘magic internet money’ into a serious strategic asset for states – and why the Czech National Bank’s pilot marks an important interim step.

The tokenization of Real World Assets is evolving from a niche topic into core infrastructure for the financial system. ARK Invest projects growth from $20.6 billion to $11 trillion by 2030 – while many are still focused on crypto prices.

A consortium of Europe’s largest banks is developing Qivalis, a joint euro stablecoin under MiCAR. Why the project is strategically important—and what it says about Europe’s financial sovereignty beyond crypto.

The US Securities and Exchange Commission has approved DTCC's pilot program for securities tokenization – a regulatory breakthrough for digital assets in the United States.

With “Digital Asset Haven,” IBM addresses the real bottleneck of tokenization: secure custody, governance, and integration of digital assets into existing ERP and compliance setups.

Coinbase is evolving from a crypto exchange into an integrated financial platform—bringing stocks, DeFi, staking incentives, and prediction markets under a single infrastructure.

The Bank of England is consulting on a new regime for sterling‑denominated stablecoins. Holding caps, strict reserve requirements and, for the first time, the prospect of direct central bank access for major issuers show how seriously privately issued digital money is now being taken.